Tel 01253 675711

07909 522974

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What does this mean to you? If you are one of the following, we can help:

■Relevant Life Policy Plans are a must for directors of their own company.  Why pay for life cover yourself, when you can get your company to fund it?

■High-earning employees who have substantial pension funds and do not want their death in service benefits to form part of their lifetime allowance.

■Small businesses that do not have enough eligible employees to warrant a group life scheme.


Why take out a Relevant Life Policy?



The company can make the payments, usually as an allowable deduction without them being treated as a benefit in kind, which means:

■Payments are treated as a business expense and are likely to be an allowable deduction against Corporation Tax for the employer.

■No liability for the employer or employee to National Insurance.

■No liability for the employee to Income Tax.

■Benefits paid tax free to the nominated beneficiaries.

■These payments do not form part of an individual’s annual or lifetime allowance.


For further information and advice, please contact Linda Wheatley on 0191 232 1151 or email


Protection insurance is a complex area of Financial Services. We offer a free inital consultation ans many of our clients have benefited from a full protection review.


Michael Collis Financial Services is the trading style of Michael Collis an appointed representative of Sesame Limited, Holly Bank Road, Huddersfield HD3 3HN which is authorized and regulated by the Financial Conduct Authority. Sesame Limited Financial Services  Register number is 150427

Sesame Limited permitted business is advising and arranging pure protection and general insurance contracts and regulated mortgage contracts. You can check this on the Financial Services Register by visiting the FCA website  or by contacting the FCA on 0800 111 6768.

The Financial Conduct Authority does not regulate some forms of buy to lets, wills, tax planning, commercial mortgages or secured loans. is a marketing and resource site for Michael Collis Financial Services. For some of the products and services included on these pages we act as introducer and will (with your agreement) pass your details on to one of our carefully selected partners..

Michael Collis Legal & Financial Services.

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Welcome to the, the marketing and information website of Michael Collis.


The aim of the website is to de-mystify some of the more commonly used financial services and offer signpost to tried and trusted recourse's and carefully selected industry partners.


We do not offer any regulated advice in terms of the suitability of any products or services for your individual circumstances however we would only refer your case to partners who carry the appropriate authorisations.

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