Tel 01253 675711

07909 522974

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What does this mean to you? If you are one of the following, we can help:

■Relevant Life Policy Plans are a must for directors of their own company.  Why pay for life cover yourself, when you can get your company to fund it?

■High-earning employees who have substantial pension funds and do not want their death in service benefits to form part of their lifetime allowance.

■Small businesses that do not have enough eligible employees to warrant a group life scheme.


Why take out a Relevant Life Policy?



The company can make the payments, usually as an allowable deduction without them being treated as a benefit in kind, which means:

■Payments are treated as a business expense and are likely to be an allowable deduction against Corporation Tax for the employer.

■No liability for the employer or employee to National Insurance.

■No liability for the employee to Income Tax.

■Benefits paid tax free to the nominated beneficiaries.

■These payments do not form part of an individual’s annual or lifetime allowance.


For further information and advice, please contact Linda Wheatley on 0191 232 1151 or email


Protection insurance is a complex area of Financial Services. We offer a free inital consultation ans many of our clients have benefited from a full protection review.

Michael Collis Legal & Financial Services.

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Welcome to the, the marketing and information website of Michael Collis.


The world od finacial services is changing rapidly along with the complexity of products and regulation. Small wonder why many people no longer shop around fot mortgage deals ar even bother with life cover.


The aim of the website is to de-mystify some of the more commonly used financial services and offer signpost to tried and trusted recourse's and carefully selected industry partners.


We do not directly offer regulated advice in terms of the suitability of any products or services for your individual circumstances however we would only refer your case to partners who carry the appropriate authorisations.

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The world of personal finance is changing. To meet these changes we

developed this site as a  a modern information platform that offers unbiased

information on the current Equity Relese, Mortgage and protection products

available right now.


Our Fees

We do not normally charge a fee for our services but would be paid from the selected parnters we introduce your business to. Mortgages sometimes require an upfront fee payable to out mortgage partner, you will be informed of the fees prior to them becoming payable.



We do not pass your information to anyone accept our selected partners and

this is only done if you have agreed to this by submitting our data protection