Michael Collis Financial Services

Unit 1, The Balcony,

Accrington Market Hall



07909 522794


What Is It?


Critical illness insurance pays out a tax free sum in the event of you being diagnosed with a severe or critical illness.


Policies cover a wide range of illnesses, including the major ones such as cancer, Alzheimer's, stroke, heart attack, multiple sclerosis and organ transplant. However, not all severe conditions are necessarily covered so it is important to check by comparing critical illness cover online.


Policies will normally pay out if the policyholder becomes permanently disabled as a result of injury or illness. It can also provide you with a regular income depending on which critical illness you are diagnosed with.


The premium you pay will depend on a range of factors including the amount of cover you opt for, your age, health and occupation.